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Some weeks it feels like you're living hand to mouth. If you could
just get cash now, all your problems would disappear. If you could get
cash now, you could pay off a handful of bills and move on. But how
long would it last until you needed to "get cash now" again?
On every block there seem to get cash now offices, with signs in the
window that read "paycheck advance" or "payday advance."
But can they really get cash now, or is it a false claim?
Basically what happens is this: You show up with your paycheck, hoping
to get cash now, and they charge you a check fee, and, if it's your
first time there, a "first time" fee. You will likely take
a number and have to wait with others hoping to get cash now, and then
fill out extensive paperwork detailing your reasons for having to get
cash now. Sometimes you will denied, other times you will be able to
get cash now, but it will be only a fraction of the amount shown on
your paycheck. To get cash now you must be willing to extract a smaller
amount than you are technically owed from the person who issued the
check. This is because when you're desperate to get cash now, people
may take advantage of you. They know that you're in a financially precarious
situation and will be willing to give up some of the money in order
to get cash now.
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